CGFF Division
CG FINANCING AND FUNDING
NOTE: The given information (including, but not limited to interest rates) will vary depending on the period of the loan submission and process.
CG FINANCING AND FUNDING
NOTE: The given information (including, but not limited to interest rates) will vary depending on the period of the loan submission and process.
CGFF Division
1) CG-OD Capital / CBF Business Funding
*BUSINESS LOANS IN ALL OF THE USA
*ANY BUSINESSES OR SOLE PROPRIETORSHIP THAT ARE USA
*NO COLLATERAL NEEDED / NO RISK OF YOUR ASSETS
*APPROVAL ON CASH FLOW OF 3 MONTHS OF BANK STATEMENTS (12 MONTHS OF BANK STATEMENTS IF SEASONAL BUSINESS WITH MORE INCOME IN PARTICULAR MONTHS)
*MINIMUM OF $15,000 OF SALES OR CASH FLOW MONTHLY
*NO PRE-PAY PENALTY
*3-36 MONTHS LOAN PERIOD & POSSIBLE UNLIMITED RENEWALS
*LOANS WITH INTEREST RATE AS LOW AS 9.0% FOR PROFITABLE BUSINESSES WITH 12 MONTHS OF OPERATION AND OWNER'S CREDIT SCORE OF 680 OR HIGHER--BUT CAN GIVE FUNDING FOR BORROWER'S CREDIT SCORE AS LOW AS 500
*$5,000 to $2 MILLION ($5 MILLION FOR ASSET-BASED LOANS)
*LISTED ON THE NASDAQ STOCK EXCHANGE - FULLY REPORTING U.S. COMPANY
Working Capital Business Loans (NO PERSONAL LOANS, BUT CG HAS A PERSONAL LOAN PROGRAM FOR $25,000 to $750,000 – ASK A CG ASSOCIATE)
Major factors for approval of funding are:
It must be an established business (No start-up companies)
The business must be operating in America
The business must be able to prove revenue
The business must be a registered business (including sole proprietorship)
Business Financing is easier to be approved than banks
Unlike banks loans, our cash advances have no closing costs or upfront fees. There is no fixed time frame for repayment of the cash advance either; the payments will just continue until the total balance has been repaid. Furthermore, there is no need to worry about making scheduled payments when sales are down.
Quick approval process (Often 24 hours for pre-approval with 6 months of bank statements and application: KEY FACTOR is gross sales/cash flow)
Few requirements for approval, not based on credit rating(Often good credit score can give a lower interest rate, yet NOT the major factor of funding)
It doesn't show on your credit report (Credit score advantage)
No restrictions on the use of the money (use the your money for any reason)
There are no personal guarantees for repayment (Unsecured loans)
No liens on your home or business (No liability of collateral)
Receive funding within a week (Often MONEY is given in 5 businesses days, yet possible to be in 24 hours if all necessary information is provided)
Repayment is 3 to 36 months (possibly longer) with Unlimited Renewals
After you receive your funds, we collect a fixed daily percentage of the sales you make until the full amount has been paid off. If sales slow while you are paying back the advance, the amount deducted for repayment is reduced proportionally. This arrangement is ideal for small business owners, as you are never in danger of being overwhelmed by repayment and your business cash flow will be minimally affected, allowing you to focus on running your business. It's just one of the ways how financing works for small business.
1. Repayment can be processed by customer’s credit card processing (which your company will make repayments for each customer’s credit card sale)
2. Repayment can be processed by company’s direct bank account withdrawal on an agreed period (which is an ACH method of repayment)
NOTE: This funding is for businesses only (HOWEVER WE have PERSONAL LOAN PROGRAMS for people with 500 credit score or better)
Some of the industries that have been successfully funded throughout the USA
Automotive Dealer
Automotive Repair and Service Shops
Beauty Salon and Retail Stores
Clinics (Dentistry, Psychology, Research, Therapy, etc.)
Education Services (Institute, School, Training Center , etc.)
Food stores (Supermarket, Convenient Mart, Local Store, etc.)
Franchise Store (Fast food, Brand Name Retail/Outlet, etc.)
Gas Station
Hotel and Motel (Hospitality Services and Lodging Facilities)
Manufacture
Medical and Health (Hospital, Heath Care Center , etc.)
Liquor Store (Beverage and Spirit)
Real Estate Construction (Investors, Developers, Contractors, etc.)
Restaurant and/or Bar
Retail Store (Consumer’s Products and Services)
Staffing and Recruiting Services (Job Placement and Training)
Transportation Services (Air, Ship, or Land Shipping)
Business Financing & Loan Types
Small Business Loans
Minority Business Loans (including women owned businesses)
High Risk (Hard Money) Business Loans
No Collateral Loans (based on cash flow and profits of the business)
Seasonal (large difference of monthly revenue/sales) Business Loans
Fast Cash Business Loans (Possibly in 72 hours)
Working Capital Business Loans
Bad Credit Business Loans
Secured Business Loans (Possibly can be No Secured Business Loans)
No Application Fee Loans
No Personal Loans (NOTE: CG has a Personal Loan Program for $25,000 to $750,000 - Ask a CG Associate)
No Tax Return Loans
No Fixed Payment Loans
Business Cash Advance
Credit Card Processing
Equipment Financing (Cash for the present value of equipment)
Automatic Clearing House (ACH) Processing (i.e., Banking Transfers)
OUR "MOST COMPETITIVE PRICING"
We are the most competitive receivables funder in the industry.
We can offer two types of pricing:
1) A small service fee to reflect the servicing of the A/R and a prime plus based charge on the funds you have chosen to use.
2) A fixed percentage covering the service fee and the funds used. In times of volatile interest rates, this allows you to fix the costs of our service.
NOTE: As a direct lending source, we are able to lower pricing.
CGFF Division
1) CG-OD Capital / CBF Business Funding
*BUSINESS LOANS IN ALL OF THE USA
*ANY BUSINESSES OR SOLE PROPRIETORSHIP THAT ARE USA
*NO COLLATERAL NEEDED / NO RISK OF YOUR ASSETS
*APPROVAL ON CASH FLOW OF 3 MONTHS OF BANK STATEMENTS (12 MONTHS OF BANK STATEMENTS IF SEASONAL BUSINESS WITH MORE INCOME IN PARTICULAR MONTHS)
*MINIMUM OF $15,000 OF SALES OR CASH FLOW MONTHLY
*NO PRE-PAY PENALTY
*3-36 MONTHS LOAN PERIOD & POSSIBLE UNLIMITED RENEWALS
*LOANS WITH INTEREST RATE AS LOW AS 9.0% FOR PROFITABLE BUSINESSES WITH 12 MONTHS OF OPERATION AND OWNER'S CREDIT SCORE OF 680 OR HIGHER--BUT CAN GIVE FUNDING FOR BORROWER'S CREDIT SCORE AS LOW AS 500
*$5,000 to $2 MILLION ($5 MILLION FOR ASSET-BASED LOANS)
*LISTED ON THE NASDAQ STOCK EXCHANGE - FULLY REPORTING U.S. COMPANY
Working Capital Business Loans (NO PERSONAL LOANS, BUT CG HAS A PERSONAL LOAN PROGRAM FOR $25,000 to $750,000 – ASK A CG ASSOCIATE)
Major factors for approval of funding are:
It must be an established business (No start-up companies)
The business must be operating in America
The business must be able to prove revenue
The business must be a registered business (including sole proprietorship)
Business Financing is easier to be approved than banks
Unlike banks loans, our cash advances have no closing costs or upfront fees. There is no fixed time frame for repayment of the cash advance either; the payments will just continue until the total balance has been repaid. Furthermore, there is no need to worry about making scheduled payments when sales are down.
Quick approval process (Often 24 hours for pre-approval with 6 months of bank statements and application: KEY FACTOR is gross sales/cash flow)
Few requirements for approval, not based on credit rating(Often good credit score can give a lower interest rate, yet NOT the major factor of funding)
It doesn't show on your credit report (Credit score advantage)
No restrictions on the use of the money (use the your money for any reason)
There are no personal guarantees for repayment (Unsecured loans)
No liens on your home or business (No liability of collateral)
Receive funding within a week (Often MONEY is given in 5 businesses days, yet possible to be in 24 hours if all necessary information is provided)
Repayment is 3 to 36 months (possibly longer) with Unlimited Renewals
After you receive your funds, we collect a fixed daily percentage of the sales you make until the full amount has been paid off. If sales slow while you are paying back the advance, the amount deducted for repayment is reduced proportionally. This arrangement is ideal for small business owners, as you are never in danger of being overwhelmed by repayment and your business cash flow will be minimally affected, allowing you to focus on running your business. It's just one of the ways how financing works for small business.
1. Repayment can be processed by customer’s credit card processing (which your company will make repayments for each customer’s credit card sale)
2. Repayment can be processed by company’s direct bank account withdrawal on an agreed period (which is an ACH method of repayment)
NOTE: This funding is for businesses only (HOWEVER WE have PERSONAL LOAN PROGRAMS for people with 500 credit score or better)
Some of the industries that have been successfully funded throughout the USA
Automotive Dealer
Automotive Repair and Service Shops
Beauty Salon and Retail Stores
Clinics (Dentistry, Psychology, Research, Therapy, etc.)
Education Services (Institute, School, Training Center , etc.)
Food stores (Supermarket, Convenient Mart, Local Store, etc.)
Franchise Store (Fast food, Brand Name Retail/Outlet, etc.)
Gas Station
Hotel and Motel (Hospitality Services and Lodging Facilities)
Manufacture
Medical and Health (Hospital, Heath Care Center , etc.)
Liquor Store (Beverage and Spirit)
Real Estate Construction (Investors, Developers, Contractors, etc.)
Restaurant and/or Bar
Retail Store (Consumer’s Products and Services)
Staffing and Recruiting Services (Job Placement and Training)
Transportation Services (Air, Ship, or Land Shipping)
Business Financing & Loan Types
Small Business Loans
Minority Business Loans (including women owned businesses)
High Risk (Hard Money) Business Loans
No Collateral Loans (based on cash flow and profits of the business)
Seasonal (large difference of monthly revenue/sales) Business Loans
Fast Cash Business Loans (Possibly in 72 hours)
Working Capital Business Loans
Bad Credit Business Loans
Secured Business Loans (Possibly can be No Secured Business Loans)
No Application Fee Loans
No Personal Loans (NOTE: CG has a Personal Loan Program for $25,000 to $750,000 - Ask a CG Associate)
No Tax Return Loans
No Fixed Payment Loans
Business Cash Advance
Credit Card Processing
Equipment Financing (Cash for the present value of equipment)
Automatic Clearing House (ACH) Processing (i.e., Banking Transfers)
OUR "MOST COMPETITIVE PRICING"
We are the most competitive receivables funder in the industry.
We can offer two types of pricing:
1) A small service fee to reflect the servicing of the A/R and a prime plus based charge on the funds you have chosen to use.
2) A fixed percentage covering the service fee and the funds used. In times of volatile interest rates, this allows you to fix the costs of our service.
NOTE: As a direct lending source, we are able to lower pricing.